Banks are well-capitalized.

Total Risk-Based Capital Ratio

Risk-based capital: 14.94% — The total risk-based capital ratio is 14.9% — comfortably 'well-capitalized'. That’s the 30th percentile of all its readings since 2006.

How we score this: elevated below 8.00% · watch 8.00% to 10.00% · ok 10.00% and up full method

Risk-based capital: down 5 readings in a row.

Equity-to-Assets

Equity/assets: 9.86% — Equity is 9.9% of assets — a healthy capital cushion. That’s the 15th percentile of all its readings since 2006.

How we score this: elevated below 7.50% · watch 7.50% to 9.00% · ok 9.00% and up full method