Banks are well-capitalized.

Total Risk-Based Capital Ratio

Risk-based capital: 15.16% — The total risk-based capital ratio is 15.2% — comfortably 'well-capitalized'. That’s the 36th percentile of all its readings since 2006.

How we score this: elevated below 8.00% · watch 8.00% to 10.00% · ok 10.00% and up full method

Risk-based capital: down 4 readings in a row.

Equity-to-Assets

Equity/assets: 9.97% — Equity is 10.0% of assets — a healthy capital cushion. That’s the 18th percentile of all its readings since 2006.

How we score this: elevated below 7.50% · watch 7.50% to 9.00% · ok 9.00% and up full method