Banks are solidly profitable.

Net Interest Margin · annualized

Margin: 3.27% — Net interest margin is 3.27% — a healthy spread on lending. That’s the 49th percentile of all its readings since 2006.

How we score this: watch below 2.50% · ok 2.50% and up full method

Return on Assets · annualized

ROA: 1.25% — Banks earned 1.25% on their assets — solid profitability. That’s the 76th percentile of all its readings since 2006.

How we score this: alert below 0.00% · elevated 0.00% to 0.50% · watch 0.50% to 1.00% · ok 1.00% and up full method

ROA: up 3 readings in a row.