Household cushions are thin — savings or real incomes are stretched.

Personal Saving Rate

Saving rate: 2.60% — Households are saving just 2.6% of income — almost no cushion left.

Real Disposable Income · year-over-year

Real income: -1.10% — Real income is down 1.1% from a year ago — paychecks aren't keeping up.

Household Net Worth · year-over-year

Net worth: 7.98% — Household net worth is rising 8.0% a year.